Yes, you can cancel your policy at any time. If you cancel before the policy has started you will receive a full refund.
You have a 14 day cooling off period, if you change your mind you will receive a pro-rata refund deducting the charges for time on cover and your non-refundable intermediary fees.
After the cooling off period, you will receive a pro-rata refund deducting the charges for time on cover, your non-refundable intermediary fees and a cancellation charge.
The non-refundable intermediary fees and cancellation charges are outlined in the terms of business agreement.