What excesses apply?

Please refer to your insurance schedule for your compulsory excess.
Your compulsory own damage excess will increase by £250.00 where accidents/incidents are not reported within 24 hours of the incident and separately by a further £250.00 if the policyholder does not use the insurer approved repairer network. Windscreen excess will be increased by £100.00 if the policyholder does not use the insurer repairer network.

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