Short-term Learner Driver Insurance from £1.04/day*
Insurance from 28 days - 6 months with no black box and no curfews.
Learn in your own car to start your No Claims Bonus, or learn in a friend or family member's car and theirs is safe!
Get covered to drive your own, or someone else's car
If you're driving a friend or family members car, your short-term learner cover will completely protect their no-claims discount too, and you can build your own if you gain 10 months' worth of uninterrupted, claim-free cover**.
All this makes short-term learner insurance a flexible option.
**Subject to terms, conditions and underwriting criteria.
*Price excludes IPT and admin fees.
**Subject to terms, conditions and underwriting criteria.
What do customers think of our short-term provisional car insurance?
We are one of the most highly rated short-term learner insurance providers out there, rated 'Excellent' on TrustPilot!
Why choose Collingwood for Learner Driver insurance?
Short-term Learner Car Insurance FAQs
Find out more about your short-term learner insurance in our frequently asked question section. Visit our blog, In The Drivers Seat for plenty of learner insurance insights or head on over to our FAQ Hub.
How can I get cheap learner driver insurance, short-term?
Short-term provisional insurance is priced accordingly to factors such as the learners' age, how old their vehicle is and its type. Collingwood's short-term cover starts from £1.04 per day**, and our approach means we're always on the lookout for ways to get the best short-term car insurance for learner drivers. For a clearer idea use our quick quote calculator.
Do I need short-term learner insurance if I have a provisional licence?
If you want to drive outside of your lessons, but won't be driving all the time, or need to do so for a brief period of days or weeks, learner insurance is a legal requirement, and short-term cover may be a cost-effective option. If you are only driving with your instructor, in their vehicle, you would normally be covered under their insurance policy, the cost of which is usually incorporated into the cost of your tuition.
How does short-term learner insurance work?
If you take out a short-term learner insurance policy, you will be protected from third-party damage, fire, theft and damage you inflict on the car, depending on your specific level of cover, while you drive your or another named persons vehicle.**
You must have a full UK or EU driving licence holder in the car with you when you drive, and you must have a provisional, not full, driving licence. If your short-term provisional insurance ends or you pass your test, your cover will cease to be valid.
Are there any restrictions on when I can drive if I get short-term learner insurance?
There are no restrictions with short-term car insurance for learner drivers. If you are in the car with a driver over 21 years of age, who is qualified to drive the vehicle and holding a full driving licence in the UK, EU, Liechtenstein, Switzerland or Iceland, you can drive whenever you wish.
Should I practice driving as a named driver?
Collingwood's short-term cover for learner drivers protects the vehicle owner's no claims bonus (If it is not a learner's own car). This can be different to if a learner was added to the owner's insurance policy as a named driver – in such a case, the no claims bonus might be lost if an accident happened.
If I fail my test, will the short-term provisional car insurance stay valid?
If you take your driving test and fail while your short-term provisional licence car insurance is still valid, you may still drive In the car until the policy expires – you may also top it up to stayed covered further into the future.
Find out more about short-term provisional car insurance
Want to know more about short-term provisional car insurance, our cover to customer service? See how you can get in touch with our experts, or talk to us right away using the LiveChat button at the bottom of the screen.
*Price excludes IPT and admin fees.
**Subject to terms, conditions and underwriting criteria.