Learner Driver Insurance
Provisional insurance to help you get extra driving practice in your own car, or in a friend or family member's car, with no risk to their No Claims Bonus.
We offer competitive learner driver insurance, available from 28 days up to 12 months. Plus, we can give you a quote and get you on the road in minutes!
What is Learner Driver Insurance?
As a provisional driving licence holder, Collingwood can help you get that all important extra driving practice with the help of our learner driver insurance. You can learn to drive in a family member or a friend’s car, with no risk to their No Claims Bonus*.
If you are a car owner, we offer learner driver insurance on your own car, and you’ll have the opportunity to start earning your own accelerated No Claims Bonus*.
Check out our Ultimate Learner Driver Insurance Guide to find more answers to your provisional insurance questions.
How Does Learner Driver Insurance Work?
What Are The Benefits of Learner Driver Insurance For Provisional Licence Holders?
Get a Quote on Your Learner Driver Insurance
What Are The Benefits of Learner Driver Insurance for Parents?
As a Provisional Licence Holder, Why Do I Need Learner Driver Insurance?
Who Can Teach Me to Learn to Drive Outside of My Driving Instructor’s Car?
What Do Our Customers Say About Collingwood Learner Driver Insurance?
Why Choose Collingwood for Provisional Driver Insurance?
Learner Driver Insurance FAQ’s
Below, we’ve answered some of the most common questions regarding our Learner Driver Insurance. We also have a more detailed FAQ section available and you can head to our blog In The Driver’s Seat for the latest provisional driver news, hints and tips.
Essentially, learner driver insurance and provisional licence insurance are the same thing. Learner driver insurance covers a learner driver whilst they practice driving with a friend or family member. There are a few rules about who you can learn to drive with.
Each learner driver is required to hold their own insurance policy. However, more than one learner driver can drive the same car.
Yes. You will need to take your insurance policy documents with you and ensure the car meets certain requirements set by the government. We’ve provided a summary below, but we advise you to read the full list of requirements on the government website.
- The car must be taxed
- The car must be roadworthy and have a current MOT (if it’s over 3 years old)
- The car must have no warning lights showing, for example the airbag warning light
Whilst you will not earn a traditional No Claims Discount, following the termination of your policy and having completed at least 10 consecutive months of claim free driving, we will provide a letter on a single occasion confirming an entitlement to 1 year No Claims Discount for presentation to a new insurer.
You can cover more than one vehicle, providing you purchase a separate policy for each vehicle. Log into your existing online account and click ‘Existing Customer New Quote’ to begin the process.
Whilst we can’t specifically recommend a driving instructor to suit your requirements, we do have our handy Find an Instructor tool. All you need to do is enter your postcode and our helpful tool will locate driving instructors that are close to you.
As a vehicle owner, do I need to have my own insurance policy on the vehicle that the learner driver is insuring?
Yes. As the registered owner/keeper of the vehicle, you must have the vehicle insured in your own name for the duration of the Collingwood Learner Driver insurance policy. A “driving other cars" extension does not qualify as adequate vehicle insurance.
As the vehicle owner, must I supervise the Provisional Driving License Holder if they are driving my car?
No. The learner driver must however be accompanied by a person over the age of 21, who has held (and still holds) a valid full UK/EU driving licence in the same category as the vehicle they are driving, for at least 3 years.