What is driving test insurance?
Driving test insurance is cover that allows you to take your driving test in a car that isn’t your instructor’s, such as your own, a parent’s, or a friend’s vehicle. It ensures you’re fully insured during the test and for any last-minute practice before it.
You can choose short-term learner driver insurance if you just need cover for a few days around your test, or an annual policy if you’re still building up experience before you pass. There’s no black box, no curfews, and the car owner’s No Claims Bonus is protected if you have an accident*.
This makes Collingwood’s learner insurance perfect if:
- You’re taking your driving test in a car that isn’t your instructor’s
- You want a few extra days of practice before your test
- You don’t already have learner driver insurance in place
*Terms, conditions and underwriting criteria apply.
Can I take my driving test in my own car?
Yes, you can take your driving test in your own car, as long as it meets the DVSA’s legal requirements and is properly insured.
With Collingwood Learner Driver Insurance, you’re covered to take your test in your own vehicle, as well as for any practice beforehand.
We offer the perfect option if your driving instructor’s car isn’t available, or you simply feel more comfortable behind the wheel of you own car.
Get a QuoteWhat are the benefits of using your own car for your driving test?
Build confidence in a familiar car
Using your own or a friend or family member’s car can help you feel more comfortable and confident on test day.
No need for separate driving test insurance
Our learner driver insurance includes your driving test, so you’re covered for private practice and the big day under one policy.
Flexible cover to suit your needs
Choose from short-term or annual policies, depending on whether it’s a few weeks cover or longer to build experience.
Peace of mind for everyone
We don’t install a black box, there’s no curfews and the car owners No Claims Bonus is protected if you have an accident.*
*Terms, conditions and underwriting criteria apply.
Build confidence in a familiar car
Using your own or a friend or family member’s car can help you feel more comfortable and confident on test day.
No need for separate driving test insurance
Our learner driver insurance includes your driving test, so you’re covered for private practice and the big day under one policy.
Flexible cover to suit your needs
Choose from short-term or annual policies, depending on whether it’s a few weeks cover or longer to build experience.
Peace of mind for everyone
We don’t install a black box, there’s no curfews and the car owners No Claims Bonus is protected if you have an accident.*
*Terms, conditions and underwriting criteria apply.
Perks with Collingwood
Who can supervise a learner driver for practice and the test?
To supervise a learner driver, the accompanying driver must:
- Be at least 21 years old
- Hold a full UK or EU driving licence for at least 3 years for same type of vehicle as the learner (e.g. a manual or automatic licence)
- Sit in the front passenger at all times
During the test, the examiner will sit in the front passenger seat, not the supervising driver.
After your driving test, whether you pass or fail you must not drive the car back home. Your supervising driver will be covered to take you directly home after the test.
If you do pass your test, well done! As you are no longer a learner driver your policy with us will need to be cancelled and we can help you find full licence cover.
See the full list of supervising driver rules on on gov.uk
FAQs
Commonly asked questions about learner insurance for your driving test
If you’re using your own or someone else’s car (not your instructor’s), you must have valid insurance for driving test purposes in place.
Absolutely. Our short-term cover starts from 2 days, allowing you to get extra private practice ahead of your driving test.
Yes, as long as the car meets DVSA rules.
Your learner insurance must be cancelled when you pass your test as it is no longer valid. You’ll need a new full licence insurance policy before driving alone.