Learner driver insurance, or provisional driver insurance, is an insurance policy for learner drivers. It allows you to learn to drive in you own, a family member or a friend’s car. Provisional insurance ensures you are covered as a learner driver for private practice and following DVSA learner driver regulations.
Learner insurance may reduce costs compared to being added as an additional driver. Learner insurance also protects the car owner’s No Claims Bonus*, which may be affected if a learner is added as an additional driver and has an accident. Insuring your own car as a learner can give you the opportunity to start earning your own No Claims Bonus.*
*Terms, conditions and underwriting criteria apply.
**Correct as of 11/03/2025 based on lowest price and prices can start from this price.
Choose your learner driver insurance duration. With options for annual cover for the whole year. Or short-term learner driver insurance from 28 days – perfect for extra practice before your driving test.
Next, fill out your details to get your learner driver insurance quote.
We will need personal details such as name, contact details, date of birth, occupation, and vehicle information etc.
This can be done online or by calling our contact centre.
Get a quoteFrom your information we will then be able to find out how much your insurance will cost. We’ll give you a provisional insurance quote in minutes – with rates starting from just 59p per day.*
If you are not quite ready to buy, you can save your quote for later!
*Correct as of 11/03/2025 based on lowest price and prices can start from this price.
Pay for your learner insurance cover via credit or debit card. If you have chosen the policy to start on the same day, within minutes you’ll be ready to drive.
Grab your supervising driver and get out on the road for private driving practice. You can get experience driving at different times of day and practice your manoeuvres, which may appear in your practical driving test!
Be sure you read all of the information provided for your policy to make sure you are following the terms and conditions.
When you’re driving with learner driver insurance you always need a supervising driver with you. They must always sit in the front passenger seat. They are there to offer help, give advice and support you.
It does not need to be the car owner that supervises you when you are learning to drive, but they must meet the following criteria:
The DVSA advises learner drivers have driving practice in different conditions. Such as driving on country roads and in the dark. Learner driver insurance means you can have private practice outside of driving lessons.
Choose learner driver insurance that works for you. You can go annual for the full year giving you plenty of time to learn, or short-term allowing you to have practice when you need it.
No limits on when you can practice! You can drive with your new learner driver insurance at any time. With no curfews you can get driving practice at different times of the day and in different weather conditions.
You can begin earning an accelerated No Claims Bonus.* This means you can work towards lowering your full licence insurance costs!
*Terms, conditions and underwriting criteria apply.
The DVSA advises learner drivers have driving practice in different conditions. Such as driving on country roads and in the dark. Learner driver insurance means you can have private practice outside of driving lessons.
Choose learner driver insurance that works for you. You can go annual for the full year giving you plenty of time to learn, or short-term allowing you to have practice when you need it.
No limits on when you can practice! You can drive with your new learner driver insurance at any time. With no curfews you can get driving practice at different times of the day and in different weather conditions.
You can begin earning an accelerated No Claims Bonus.* This means you can work towards lowering your full licence insurance costs!
*Terms, conditions and underwriting criteria apply.
With learner driver insurance, you can get insured to drive someone else’s car with zero risks to the car owners. No Claims Bonus*.
*Terms, conditions and underwriting criteria apply.
Private practice is great way to reduce the cost of learning to drive whilst increasing the experience and confidence of the learner driver.
You can give someone a flexible way of learning to drive via private practice. With learner insurance, they don’t have to always work around a driving instructor’s schedule.
With learner driver insurance, you can get insured to drive someone else’s car with zero risks to the car owners. No Claims Bonus*.
*Terms, conditions and underwriting criteria apply.
Private practice is great way to reduce the cost of learning to drive whilst increasing the experience and confidence of the learner driver.
You can give someone a flexible way of learning to drive via private practice. With learner insurance, they don’t have to always work around a driving instructor’s schedule.
Packed with DVSA approved lessons, tests and tips, the RoadHow app can help you learn quicker and become a better and safer driver – all from your phone.
With RoadHow Premium, you can:
Premium access to the RoadHow app comes free when you purchase annual or short-term learner insurance.
Find out moreGet answers to all your learner driver insurance questions below.
If you want to practice driving in your own, a friend’s or a family member’s vehicle as a provisional licence holder, you need valid insurance.
You can either get added as an additional driver to the car owner’s insurance, or get learner driver insurance, which preserves the owner’s No Claims Bonus.
Yes, you do. Every time you go out for private practice in the car you are insured on it will need to have L plates on the front and rear (or D plates if you are in Wales). The L plates must meet the requirements https://www.gov.uk/government/publications/l-plate-size-rules
If you want to supervise a learner driver, you do not need to be insured on the car. You must be over 21, qualified to drive the car and have a full licence for three years in the UK, EU, Switzerland, Liechtenstein or Iceland
Yes, you can. All Collingwood learner driver insurance policies can cover 17-year-old learner drivers providing they meet underwriting criteria.
Yes. You will need to take your learner insurance policy documents with you and ensure the car meets the requirements set by the government. You can read the requirements here https://www.gov.uk/driving-test/using-your-own-car
Please note that once you sit your test, your supervising driver must drive you home after the test, regardless of whether you pass or fail. If you pass, remember to contact us to cancel your policy.
You can cover more than one vehicle, but you will need to purchase a separate policy for each vehicle. Log in to your existing online account and click ‘New Quote’ to begin the process.
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