Short-Term Learner Driver Insurance
Cover from 28 Days to 24 Weeks to drive your own or another car.
Annual Learner Driver Insurance
Learn to Drive in your own or someone else's car
Cover from 28 Days to 24 Weeks
12 Months Own Car Cover for Learners
Learner Driver Insurance
As a provisional licence holder, learner driver insurance lets you insure your own or another car so you can get that all important private practice. With Collingwood, you have some great options to choose from. Our Short-term policies run from 28 days to 24 weeks with the option to top up from just 7 days or Annual cover with the ability to cancel early and get a pro-rata refund, where you could earn an accelerated no-claims bonus. You can select your preferred level of cover from Third Party, Third Party Fire and Theft or Fully Comprehensive.
Why Choose Learner Driver Insurance
Below are some of the great benefits and options you can choose from when taking out insurance with Collingwood Learners.
Flexible Cover Options
Owner’s NCB Are Not Affected
A Great Choice of Extras
There are a few questions that keep popping up, so we've put together a list and the answers to go with them.
What is Learner Driver Insurance
Insure Your Own Car
When you own a car and hold a current UK Provisional Driving Licence, Collingwood offers Short-Term and Annual Learner Driver insurance. Which means your car is insured to the chosen level of cover as long as the policy is in place. Plus with Annual cover, you can add a Parent or Spouse to drive your car free of charge, on a Social Domestic & Pleasure basis and the policy provides windscreen cover, accidental damage repair & theft cover (depending on the level of cover chosen).
Insure Someone Else’s Car
This policy is designed to sit alongside the existing policy of the car your learning to drive in.
The benefit of having your own Learner driver policy is that any claim for an accident you’re involved in would be made on your own policy and would not affect the no-claims bonus of the car Owner.
Who can supervise me when I drive?
Any driver over 21yrs who has held a current and valid Full UK/EU Driving licence for at least three years. They are not required to be the car owner, but you will need the owner’s permission to insure and drive the vehicle.
Can I get cover instantly?
Yes. Just click ‘Get a Quote’ and once you’ve completed the process you can quote up to 28 days ahead, or the cover can start instantly.
Does this count as dual insurance?
Dual insurance can occur when the same car is insured for the same level of cover, for the same driver with two separate insurers. Collingwood Learners insurance provides particular cover for the learner whilst taking tuition in someone else’s car.
What happens when I pass my driving test?
Tell us as soon as you pass your practical test. As you are no longer classed as a Learner Driver, your supervisor/instructor would be afforded the cover to take the car home from the test centre. We will be happy to refund any unused days of cover, which usually takes around 3-5 days to credit your account.
We also ask that if you should fail your test, you ask your supervisor to drive the car home. There is always next time.
Can I use the car for my test?
Yes, cover is in place to sit your Practical Driving Test whilst accompanied by a suitable supervisor driver or Instructor. If you pass your test, your Supervisor/Instructor will be required to drive the car home from the test centre. No stopping for Champagne on the way!