NCB = No Claims Bonus / NCD = No Claims Discount.

You can start to build your No Claims Bonus whilst you have a learner driver policy with Collingwood. Providing your policy runs for 10 consecutive months without any accidents or incidents this will be accelerated to 1 years No Claims Bonus.

No Claims Bonus (NCB) – often referred to as a No Claims Discount – is a discount which can be applied to the cost of your car insurance. The amount of discount is calculated by reference to the number of years that you have driven a vehicle without making a claim on your car insurance.

Although we issue proof of No Claims Bonus, when it has been earned, it is at the discretion of the new Insurer to whether they accept it.

Unfortunately not, the No Claims Bonus can only be earned by the learner driver.

If you have an annual policy and cancel before month 10 you will not be entitled to any No Claims Bonus. However, if you have an annual policy for at least 10 consecutive months without any accidents or incidents, Collingwood will accelerate this to 1 years No Claims Bonus. 

If you make a fault claim on your policy this will affect your no claims bonus.