With Collingwood annual learner driver car insurance, you can drive your own, a family member or friend’s car for up to 12 months, which could be enough time to learn to drive and pass your practical driving test.
Costing from as little as 59p* per day, and without risking the car owner’s No Claims Bonus**, learner insurance for the year could boost your skills and confidence.
*Correct as of 11/03/2025 based on lowest price and prices can start from this price.
**Terms, conditions and underwriting criteria apply.
Annual provisional car insurance is a type of learner car insurance that lasts 12 months. Learner drivers are then able to have private practice in their own, a friend’s or a family member’s car.
This type of insurance is for UK provisional licence holders that want plenty of time to practice privately alongside driving lessons. For those who have been taking lessons for a while and aim to pass soon, short-term provisional insurance may be a better choice.
Once the learner driver passes their practical driving test, the annual provisional car insurance must be cancelled. From that point, Collingwood, or one of our preferred partners may be able to provide a quote for new driver insurance.
*Terms, conditions and underwriting criteria apply.
If you have just started learning to drive, you may find an annual learner driver insurance policy is a hassle-free way to get insured. An annual policy covers you for 12 months, which may be a better option than buying short-term insurance and topping up every time you want to practice.
With an annual learner policy you can choose from monthly or annual payments – giving you flexible payment options.
Provisional car insurance may also save you money after you pass. With 10 months of claim free, uninterrupted cover, you could earn an accelerated No-Claims Bonus.*
*Terms, conditions and underwriting criteria apply.
If you choose to insure someone else’s car, the provisional insurance policy will sit alongside the existing insurance on the car you’re learning to drive in.
Our learner insurance means you can get private practice in a friend or family member’s car – a great choice if you’re not planning on purchasing a car until after you’ve passed your test.
This also means if the learner has an accident the car owner’s No Claims Bonus will not be affected.* This is just one benefit of taking out a separate annual learner driver insurance policy with Collingwood, instead of adding a learner driver to an existing insurance policy.
*Terms, conditions and underwriting criteria apply.
If you own your car as a provisional licence holder, our annual learner driver insurance policies allows you to choose your level of cover. You can also have your parent or spouse as a named driver so they can drive the vehicle too!
An added bonus is that you can start building toward your first year’s No Claims Bonus too! With 10 months of uninterrupted, claim free cover you can gain an accelerated No Claims Bonus.* This may help to reduce your insurance costs as a full licence holder.
*Terms, conditions and underwriting criteria apply.
Build an accelerated No Claims Bonus before you pass your test! If you have 10 months of uninterrupted, claim-free cover.*
*Terms, conditions and underwriting criteria apply.
Passed your test? Let us know and we will cancel your policy as you are no longer a learner driver! We may be able to help you find new driver insurance with one of our affiliates.
We let you choose from Comprehensive, Third Party Fire and Theft or Third Party Only types of cover. Giving you options on what cover you need!
When you have annual learner driver insurance alongside a car owner’s existing policy, if the learner driver has an accident, the car owner’s No Claims won’t be affected.*
*Terms, conditions and underwriting criteria apply.
Build an accelerated No Claims Bonus before you pass your test! If you have 10 months of uninterrupted, claim-free cover.*
*Terms, conditions and underwriting criteria apply.
Passed your test? Let us know and we will cancel your policy as you are no longer a learner driver! We may be able to help you find new driver insurance with one of our affiliates.
We let you choose from Comprehensive, Third Party Fire and Theft or Third Party Only types of cover. Giving you options on what cover you need!
When you have annual learner driver insurance alongside a car owner’s existing policy, if the learner driver has an accident, the car owner’s No Claims won’t be affected.*
*Terms, conditions and underwriting criteria apply.
Get answers to all your annual learner driver insurance questions.
If you want to practice driving in your own, a friend’s or a family member’s vehicle as a provisional licence holder, you need valid insurance.
You can either get added as an additional driver to the car owner’s insurance, or get learner driver insurance, which preserves the owner’s No Claims Bonus.
Learner driver insurance quotes will differ depending on a range of factors, including the type and age of the vehicle and age and locations of the learner. We have short-term and annual policies giving you flexible options for your insurance along with different payment methods! Making insurance affordable for learners on a wide range of budgets.
Provisional car insurance works by covering you when you’re behind the wheel of your own car or someone else’s car.
Provisional insurance can work differently depending on the level of cover you have arranged. It must include at least third party cover, which covers damage to another person, their car or their property in the event of an accident. This can be boosted to fire and theft cover which covers loss and damage in those situations, or comprehensive cover, which covers all the above plus any damage to the car that is purely your fault. This is dependent on the type of policy you choose.
Yes, as the registered owner or keeper of the vehicle, you must have the vehicle insured in your own name for the duration of the Collingwood Learner Driver insurance policy. A “driving other cars” extension does not qualify as adequate vehicle insurance.
Yes, you can. All Collingwood learner driver insurance policies can cover 17-year-old learner drivers providing they meet underwriting criteria.
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