Choose cover starting from just 28 days, with the option to top up from as little as 7 days. This way, you only pay for what you need, making it an affordable and convenient option for provisional drivers. With prices starting from just 73p* per day, short-term car insurance for learner drivers has never been easier to arrange.
Quickly build your driving skills and confidence to pass your test with Collingwood’s short-term learner driver insurance. Whether you’re practicing in your own car or someone else’s, our flexible cover gives you the freedom to focus on learning.
*Correct as of 25/06/2025 based on lowest price and prices can start from this price.
Short-term learner insurance covers your own car, or someone else’s, against theft or damage while you are practising driving. This is a legal requirement if you are having private practice.
Collingwood learner driver insurance lets you practice driving outside of your driving lessons. With short-term cover you can, have private practice on the run up to your test, or practice manoeuvres you are struggling with. The Driver and Vehicle Standards Agency (DVSA) recommends private practice when you are learning to drive. Short-term learner driver insurance polices are available from 28 days to 24 weeks.
What are the benefits of short-term learner insurance?
Accelerated No Claims Bonus**
Flexible and affordable
Choose your cover level
Protected NCD**
Price from as little as 73p/day*
Cover for your driving test
Top up from 7 days
Covered for your driving test
*Correct as of 25/06/2025 based on lowest price and prices can start from this price.
**Terms, conditions and underwriting criteria apply.
Get a quick quote today and take the first step toward getting on the road!
Have your own car but only have a provisional driver licence?
With Collingwood short-term provisional car insurance, you can get insured to drive your own car for private practice! Select your policy duration and cover levels to start building your first No Claim Bonus.*
*Terms, conditions and underwriting criteria apply. Available with 10 months of uninterrupted cover
Girl putting on her seatbelt in a car
Short-term learner driver insurance on someone else’s car
Want to drive another person’s car, like a friend or family member’s?
Short-term learner insurance sits alongside their existing car insurance policy. This means their No-Claims Bonus is protected* while you improve your driving with private driving practice in their car.
*Terms, conditions and underwriting criteria apply.
learner driver
Why choose Collingwood Insurance?
Accelerated No Claims Bonus
With short-term learner insurance you could build up your No Claims Bonus. With 10 months’ of uninterrupted and claim-free cover, you can start building your accelerated No-Claims Bonus.*
*Terms, conditions and underwriting criteria apply.
Flexible and affordable
We offer cover from just 73p* per day. You can choose cover duration from 4, 8, 12, 16, 20 or 24 weeks. With the ability to top up from seven days.
*Correct as of 25/06/2025 based on lowest price and prices can start from this price.
When taking out a short-term learner insurance policy on someone else’s car, their no-claims discount is safe if you need to make a claim.*
*Terms, conditions and underwriting criteria apply.
Accelerated No Claims Bonus
With short-term learner insurance you could build up your No Claims Bonus. With 10 months’ of uninterrupted and claim-free cover, you can start building your accelerated No-Claims Bonus.*
*Terms, conditions and underwriting criteria apply.
Flexible and affordable
We offer cover from just 73p* per day. You can choose cover duration from 4, 8, 12, 16, 20 or 24 weeks. With the ability to top up from seven days.
*Correct as of 25/06/2025 based on lowest price and prices can start from this price.
Get answers to all your short-term provisional insurance questions below.
Yes, as the registered owner or keeper of the vehicle, you must have the vehicle insured in your own name for the duration of the Collingwood Learner Driver insurance policy. A “driving other cars” extension does not qualify as adequate vehicle insurance.
The car owner does not need to be the supervising driver. The learner driver must be accompanied by a person over the age of 21, who holds a valid full UK driving licence in the same category as the vehicle they are driving, for at least 3 years. Anyone who meets this criteria can supervise the learner driver.
In most cases, you can add a learner to your insurance. It does depends on the specifics of your insurance policy and you would have to contact your insurer to check.
However, it can risk your No Claims Bonus if the learner has an accident. With Learner Driver Insurance, the learner has their own policy so if they have an accident it will be covered by their policy if they are driving which will not impact your no claims.
Not exactly, Automatic Number Plate Recognition (ANPR) is used to detect whether a car is insured, taxed and has a valid MOT, but it cannot detect who is driving the car and the level of insurance that driver has.
If a car is found to have been driven by someone with the incorrect insurance or no insurance at all, you could be fined a fixed £300 penalty and be given six penalty points, receive an unlimited fine, or even be disqualified from driving indefinitely.
When your learner policy ends or is cancelled, if you have 10 months of uninterrupted claim free cover you will be sent a No Claims letter.* This can then be passed on to your new insurer who may offer discounts on your new policy.**
*Terms, conditions and underwriting criteria apply
**We do not have information for all insurers so we cannot guarantee that they will accept the accelerated no claims. It is always worth letting them know to see if you can get a discount though.
Yes, you can. All Collingwood learner driver insurance policies can cover 17-year-old learner drivers providing they meet underwriting criteria.
