Short-Term Learner Driver Insurance

Learners insurance from 28 days to 24 weeks

No Risk to No-Claims

Drive someone else's car and their no-claim bonus is safe.

Short-Term Learner Driver Insurance

With Collingwood’s short-term learner driver insurance, you can insure your own car against damage or theft while learning to drive. If you don’t have your own car, we also cover you to drive someone else’s car with no risk to their no-claims discount.

Choose Your Cover Level

Choose the cover level that suits you. Fully Comprehensive or Third Party Fire and Theft. See further down this page for more information.

Flexible and Affordable

We offer cover from just £1.70* per day, and you can choose from 28 days, 4/8/12/16/20 or 24 weeks. With the ability to top up from just 7 days.

Protected NCD

If you’re taking out insurance to drive someone else’s car, their no-claims discount is safe should you need to make a claim.
Start Saving on Insurance
Learner Drivers can save on their insurance. We offer competitive quotes and allow you to choose the duration and level of cover that fits your needs best.
Instant Quotes & Instant Cover
Once you have filled in the form with your details you get an instant quote that is valid for 28 days. You can also choose the start date and time from being instantly live or ready for your 17th Birthday.
Great Value
With cover available from 28 days and the ability to top up from just 7 days, you only need to pay for what you need. Prices start from just £1.70 per day*. So you might be surprised just how inexpensive learner driver insurance can be.

Get a quote

You get to choose the cover and duration that fit your needs and budget.

*price excludes IPT and admin fees.


Collingwood offers Learner Driver Insurance policies to suit your needs.
If you're insuring your own car or someone else's you have access to the following:

Choose Your Cover

Unlike other providers, we let you choose from Fully Comprehensive or Third Party Fire and Theft cover types.

Insure You Own Car

If you’re lucky enough to have your own car then getting insurance can be tricky. We can offer cover durations from as little as 28 days.

Drive Someone Else's Car

We can cover you to drive a friend’s or family member’s car and should something happen their no-claims are safe.

Easy to Cancel

Passed your test, let us know, you can cancel from your online account or over the phone.

Why Choose Us

Collingwood has been a Learner Driver Insurance specialist since 2008, and we pride ourselves in offering a straightforward, uncomplicated product designed to help you get that all-important extra driving experience.
You have the flexibility to choose a cover that suits you and the option to insure your own, a friend's or family member’s vehicle. We offer cover until you have passed your practical driving test and make it easy for you to cancel your policy from your personal online account.

Highly rated car insurance

Not Many Come More Highly Rated

We are rated 9.8 out of 10 on Trustpilot, which makes us one of the highest rated car insurance providers. Our teams are not given sales targets, they are rewarded for customer service and quality, and it shows!

Award Winning Insurance

Award Winning Insurance

Collingwood won the 2018 Award for Best Specialist Insurance Provider and the DIA (Driving Instructors Association) award for Best Young/Learner Driver Insurance Provider, two years running.

Supporting Driver Development

Supporting Driver Development

We work with leading organisations such as the DIA (Driving Instructor Association) and MSA (The Motor Schools Association). We’ve also supported the “Big Learner Relay” for Children in Need, for the past five years.

Happy Customers

We have thousands of happy customers, check out what just a few have to say about our Learner Driver Insurance and the benefits of getting more private practice, saving money and just how friendly our team are.

Learner Driver Cover Comparison

With Collingwood Short-Term Learner Driver Insurance, you can choose from two different levels of cover, Third Party Fire & Theft or Fully Comprehensive. Each comes with additional benefits to suit your needs and budget.

  • Courtesy Car*
  • Third Party Liability,

    up to £10,000,000 to cover third party property damage claims.

  • Loss of or damage to your car covered against loss or damage to the vehicle caused accidentally or as a result of malicious damage or vandalism.
  • Medical Expenses*

    up to £250 per person for anyone travelling in the vehicle.

  • Claims Management Service
  • Damage to your car by fire/theft
  • New vehicle cover*
  • Reduced Excess*

    Standard Excess will be reduced by £100 if using approved repairer.

  • Standard Excess

Third Party
Fire and Theft

  • No
  • Yes
  • No
  • No
  • Yes
  • Yes
  • Yes
  • Yes
  • £350.00

* dependant on level of cover / claim circumstances

Our Reviews

Any Questions?

There are a few questions that keep popping up, so we've put together a list and the answers to go with them.

What is Learner Driver Insurance

Insure Your Own Car

When you own a car and hold a current UK Provisional Driving Licence, Collingwood can offer Short-Term and Annual Learner Driver insurance. Which means your car is insured to the chosen level of cover as long as the policy is in place.

Insure Someone Else’s Car

This policy is designed to sit alongside the existing policy of the car your learning to drive in.

The benefit of having your own Learner driver policy is that any claim for an accident you’re involved in would be made on your own policy and would not affect the No Claim Bonus of the car Owner.

Who can supervise me when I drive?

Any driver over 21yrs who has held a current and valid Full UK/EU Driving licence for at least three years. They are not required to be the car owner, but you will need the owner’s permission to insure and drive the vehicle.

Can I get cover instantly?

Yes. Just click ‘Get a Quote’ and once you’ve completed the process you can quote up to 28 days ahead, or the cover can start instantly.

Does this count as dual insurance?

Dual insurance can occur when the same car is insured for the same level of cover, for the same driver with two separate insurers.  Collingwood Learners insurance provides particular cover for the learner whilst taking tuition in someone else’s car.

What happens when I pass my driving test?

Tell us as soon as you pass your practical test. As you are no longer classed as a Learner Driver, your supervisor would be afforded the cover to take the car home from the test centre.

We also ask that if you should fail your test, you ask your supervisor to drive the car home. Remember it’s not as bad as it seems at the time and you can always sit your test again.

Can I use the car for my test?

Yes, cover is in place to sit your Practical Driving Test whilst accompanied by a suitable supervisor driver or Instructor.  If you pass your test, your Supervisor/Instructor will be required to drive the car home from the test centre.  No stopping for Champagne on the way!

Ready to Get a Quote?

You can get a quote that will remain valid for up to 28 days and you can even purchase a policy in advance
to go live on your 17th birthday.