Annual Learner Driver Insurance from 74p/day*

Learn to drive in your own car, or in a friend or family member's car with zero risk to their No Claims Bonus.

✓ Monthly or Annual payments
✓ Earn a No Claims Bonus**
✓ No Black Box or Curfews
✓ Free DVSA approved app
✓ Choose Your Level of Cover

Two women in car smiling

What is learner driver insurance?

Learner driver insurance is a type of cover specially designed for people learning to drive. It gives you more opportunity to learn to drive in a family member or friend's car, so you can reduce driving lesson costs while preserving the car owner's No Claims Bonus**. This can be affected if they add you to their insurance and you have an accident.

You can also get learner driver insurance for your own car, and with it you'll have the opportunity to start earning your own accelerated No Claims Bonus**.

What are my learner driver insurance options?

Insuring your own car

If you own your car as a learner driver, we let you choose from various policy types and levels of cover. You can also have a parent, guardian or spouse as a named driver for free. Start building your first years no-claims bonus today!**

Insuring someone else's car

This insurance is designed to sit alongside the existing policy of the car you're learning to drive in. Get insured to learn to drive in a friend or family member's car. Car owners, your existing no claims bonus won't be affected.

Why choose Collingwood Insurance?

Accelerated No Claims Bonus
Build your No Claims Bonus before you start to drive on your own. If you achieve 10 months uninterrupted, claim free cover**!

Flexible Payments

Options to pay in monthly installments or annually. The choice is yours!

Easy to Cancel

Passed your test? Simply call us to cancel your policy, and we could support you in finding further insurance as a full license holder.

Choose your cover

Unlike other providers we let you choose from “Fully Comprehensive", “Third Party Fire and Theft" or “Third Party Only" cover types.

Trust an award winning insurer

Free Learner App Worth £24 For All Customers

Packed with DVSA approved content, the RoadHow app can help you learn quicker and become a better and safer driver.

With RoadHow premium you'll be able to:

  • Take DVSA approved theory tests
  • Practice Hazard Perception clips
  • Answer questions in your own time
  • Identify strengths and weaknesses
  • Build a history of achievements in the app
  • Identify areas you can improve your driving
  • Keep up to date with the latest road news and stories
  • Rated 4.6/5* on the Apple App Store & over 10k downloads on Google Play Store
Premium access to the RoadHow app comes completely free when you purchase annual or short-term learner insurance.

Annual Insurance Not Quite Right For You?

Frequently asked questions

Can I take my test in my car?

You’ll be delighted to hear the answer is yes you can.  Please note that once you sit your test your supervising driver must drive you home straight after the test regardless of whether you pass or fail. When you pass please then contact us to cancel your policy. Good luck!

Who can supervise me when I'm learning to drive?

Anyone who is over 21 years of age and who has held a valid full UK/EU Licence for at least 3 years can sit in the front seat with you while your practice driving.

Can I earn a No Claims Bonus as a Learner Driver?

You can start to build your no claims bonus whilst you have a learner driver policy with Collingwood. Providing your policy runs for 10 consecutive months without any accidents or incidents this will be accelerated to 1 years no claims bonus.

Is there a mileage limit?

Great news!  There are no mileage limits on our short term or annual learner driver policies, you can drive as much or as little as you wish.

Do I need a black box fitted?

Great news! There is no need for a black box fitted to the car on our learner driver policies as you will be supervised at all times.  

What happens when I pass?

You need to tell us as soon as you have passed your practical driving test as this is a specific Learner Driver Policy and therefore, now you have passed your test it will need to be cancelled.

Please contact our Helpdesk on 0345 470 0014 who will be able to help you further.

How can I contact Collingwood?

You can contact our Helpdesk on 0345 470 0014, or email us at

Currently our opening hours are Monday to Friday 9-7 and Saturday 9-1.

*74p per day is based on an Annual Learner Driver policy and prices can start from this price.
**Subject to terms and conditions and underwriting criteria.